The IndusInd Pioneer Legacy Credit Card is tailored for high net-worth individuals (HNIs) who hold an IndusInd Pioneer Banking account. Below is a comprehensive review of its features and benefits:
Table of Contents
Overview
- Type: Premium Credit Card
- Reward Rate: 1% – 3%
- Eligibility: Pioneer Account (₹30L NRV)
- Best For: Weekend Spends
Joining Fees
| Fee Type | Amount | Waiver |
|---|---|---|
| Joining Fee | ₹5,000 / ₹50,000 + GST | – |
| Renewal Fee | Nil | – |
Rewards
| Spend Type | Reward Rate | Reward Points |
|---|---|---|
| Weekend Spends | 2 RP / 100 INR | 2% |
| Weekday Spends | 1 RP / 100 INR | 1% |
| Select Categories* | 0.70 RP / 100 INR | 0.7% |
Milestone Benefits
| Spend Requirement | Milestone Benefit | Reward Rate |
|---|---|---|
| ₹6,00,000 | 6,000 RP | 1% |
Airport Lounge Access on IndusInd Pioneer Legacy Credit Card
| Access Type | Access Limit |
|---|---|
| Domestic (Mastercard) | 1/Qtr |
| International (Priority Pass) | 2/Qtr |
Other Benefits
- Golf: 4 complimentary golf games per month
- Insurance: Complimentary air accident cover worth ₹25 lakhs
- Movie Offers: Buy 1 Get 1 free on movie tickets through BookMyShow (Upto Rs. 1000)
- Welcome Gift: Oberoi hotel e-gift voucher and Luxe Gift card worth ₹5,000 (Paid Variant)
Fees and Charges
| Fee Type | Amount |
|---|---|
| Foreign Transaction Fee | 1.8% |
| Interest Rate | 3.83% per month (46% per annum) |
| Fuel Surcharge Waiver | 1% on transactions between ₹400 and ₹4,000 |
| Cash Advance Fee | Nil |
MITC for IndusInd Pioneer Legacy Credit Card : Link
Summary
IndusInd Pioneer Legacy Credit Card
Fees
Benefits
Lounnge
Summary
The IndusInd Pioneer Legacy Credit Card is ideal for individuals with moderate to high spending patterns, offering substantial rewards and benefits specifically on weekends. With a strong reward rate on weekend spends, complimentary lounge access, and a variety of perks like golf games and insurance coverage, it provides excellent value. Being a positioned as superpremium in Indusind Bank Credit Cards, it should have more lounge benefits.