The IndusInd Aura Edge Credit Card stands out as a versatile card addressing diverse financial needs with enticing rewards. Noteworthy for its dining, shopping, and travel benefits, let’s explore its details, including fees, rewards, application process, and lounge perks.
Table of Contents
Fees and Charges
| Particulars | Charges |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Cash Withdrawal Fee | INR 300 or 2.5% of the withdrawn amount, whichever is higher |
| Late Payment Fee | INR 350-950, depending on the outstanding amount |
Reward System in IndusInd Aura Edge Credit Card
Choose the reward plan that aligns with your spending patterns to maximize your rewards with the IndusInd Platinum Aura Edge card.
Platinum Aura Edge Shop Plan
| SPEND CATEGORY | Reward Points / Rs. 100 Spent | Returns |
|---|---|---|
| Departmental Stores | 4 | 2% |
| Consumer Durables and Electronic Items | 2 | 1% |
| Restaurants and Books | 1.5 | 0.75% |
| Other Spends | 0.5 | 0.25% |
| Fuel Spends | NIL | NIL |
Platinum Aura Edge Home Plan
| SPEND CATEGORY | Reward Points / Rs. 100 Spent | Returns |
|---|---|---|
| Grocery | 4 | 2% |
| Medical Spends | 1.5 | 0.75% |
| Utility Bills, Insurance, Govt. Services, Education | 1.4 | 0.7% |
| Other Spends | 0.5 | 0.25% |
| Fuel Spends | NIL | NIL |
Platinum Aura Edge Travel Plan
| SPEND CATEGORY | Reward Points / Rs. 100 Spent | Returns |
|---|---|---|
| Hotels | 4 | 2% |
| Airlines | 2.5 | 1.25% |
| Car Rental, Rail Tickets | 1.5 | 0.75% |
| Other Spends | 0.5 | 0.25% |
| Fuel Spends | NIL | NIL |
Platinum Aura Edge Party Plan
| SPEND CATEGORY | Reward Points / Rs. 100 Spent | Returns |
|---|---|---|
| Restaurants | 4 | 2% |
| Departmental Stores, Bars, Pubs | 2 | 1% |
| Movie Tickets | 1.5 | 0.75% |
| Other Spends | 0.5 | 0.25% |
- 1 Reward point = 0.5 Rs
- Reward Redemption Fee: Rs. 100 + GST for gifts, statement credit and vouchers on IndusInd Aura Edge Credit Card
- Rewards can be redeemed at IndusMoments
Application Process
Apply for the IndusInd Aura Edge Credit Card through the official website or your nearest branch. Fill out the application, submit required documents, and upon approval, receive your card.
Lounge Access
Domestic / International Lounge Access: NIL
Enjoy Priority Pass Membership, granting access to 700+ VIP lounges globally. Usage fees apply.
Summary
IndusInd Aura Edge Credit Card
Summary
IndusInd Bank Aura Edge Credit Card can be a starting journey with Indusind bank credit cards with no joining or annual fees.
Looking at the current credit card competition available options life time free entry level credit cards like IDFC First Millennia and Axis MyZone Credit Card seems more lucrative due to lounge benefits.