Axis Bank Priority Debit Card Review: Free Custom Card Design

Axis Bank Priority Debit Card


The Axis Bank Priority Debit Card is an exclusive offering crafted for Priority customers, delivering a range of perks from movie discounts to higher transaction limits. It ensures free ATM transactions, personalized card design for free, and more.

Priority customer eligibility criteria are as follows:

  • Priority Savings Account: Maintain an Average Quarterly Balance (AQB) of Rs. 2 lakhs in your Priority Savings Account.
  • Linked Accounts: If you have linked Priority Savings Account and Priority Current Accounts, maintain an AQB of Rs. 4 lakhs across these accounts.
  • Total Relationship Value (TRV): Alternatively, maintaining a TRV of Rs. 15 lakhs across Priority Savings, Current Accounts, Fixed Deposits, and Mutual Fund Investments.

Fees and Charges

DescriptionAmount (Rs.)
Issuance and Annual Fees for Priority CustomersNil
Issuance and Annual Fees for Non-Priority Customers holding Priority Debit CardRs. 750 + GST
Card Replacement FeeRs. 200 + GST
Terms and conditions


1 EDGE Reward Point for every Rs. 200 on domestic transactions and 3 EDGE Reward Points for international spend. Activating the card within 30 days gives an extra 1000 Axis EDGE Rewards points.


Axis Bank Priority Debit enjoys a premium spending limit compared to entry level debit cards.

Daily Withdrawal Limit at ATMRs. 1 lakh
Daily Purchase LimitRs. 4 lakhs

Airport Lounge Access on Priority Debit Card

Domestic Lounge Access: 2 lounge access per quarter.
International lounge access: NIL

Final Thoughts

Axis Bank Priority Debit Card

CC Expert



The Axis Bank Priority Debit Card is a premium offering for discerning Priority customers, providing enhanced banking experiences but in reality, being priority customer gives no specific enhancements apart from a relationship manager. HDFC Preferred Debit Card which provides 1% benefit on credit card bill payment along with lounge benefit proves to be a better mid-level HNI (High Net Individual) account.
Ensure to check eligibility and fees before applying.


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