Overview
The SBI Simply Save Credit Card is a top choice for those who are more into offline purchases mainly departmental stores and movies.
Table of Contents
Fees and Charges
| Description | Amount (Rs.) |
|---|---|
| Joining Fee | 499 |
| Annual Fee | 499 |
| Finance Charges | Up to 3.35% per month |
| Cash Advance Fee | 2.5% of transaction amount or Rs. 300 |
| Annual Fee Reversal | Spend Rs. 1 lakh annually for fee reversal |
Late Fees:
| Outstanding Amount | Charges |
|---|---|
| Rs. 0 to Rs. 500 | NIL |
| Rs. 501 to Rs. 1,000 | Rs. 400 |
| Rs. 1,001 to Rs. 10,000 | Rs. 750 |
| Rs. 10,001 to Rs. 25,000 | Rs. 950 |
| Rs. 25,001 to Rs. 50,000 | Rs. 1,100 |
| Above Rs. 50,000 | Rs. 1,300 |
Other Fees:
| Types of Fees | Amount (In Rs.) |
|---|---|
| Card Replacement | 100 |
| Rewards Redemption Fee | 99 |
| Payment Dishonour | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment Fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5% |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Rewards
| Spending Category | Reward Points per Rs. 100 | Return @ 50P per RP |
|---|---|---|
| Dining, Movies, Groceries, Departmental Stores | 10 | 2.5% |
| All Other Spends | 1 | 0.25% |
Benefits
- Fuel Surcharge Waiver: Enjoy 1% waiver for transactions between Rs. 500 and Rs. 3,000.
- Annual Fee Reversal: Spend Rs. 1 lakh annually to reverse the fee.
- Add-on Cards: Extend benefits to family with add-on cards.
- Easy transfer of outstanding balances from other credit cards to SBI Simply Save Credit card at lower interest rates.
- Avail the Easy Money offer for a cheque or draft against the cash limit.
- Flexipay EMI: Convert purchases of Rs. 2,500+ into EMIs with Flexipay.
Additional Bonus Points Offer
Get 2,000 bonus points on eligible spends of Rs. 2,000+ within 60 days. (Reward redemption may have a fee of Rs. 99 + GST)
Eligibility Criteria
| Criteria | Requirement |
|---|---|
| Age | 21-60 years |
| Income Criteria for Different Age Groups: | |
| Less Than 30 Years | Rs. 20,000 |
| 31-40 Years | Rs. 30,000 |
| More Than 40 Years | Rs. 40,000 |
| Nationality | Indian |
Application Process for SBI Simply Save Credit Card
- Visit the official SBI website. (SBI Website)
- Navigate to the credit cards section.
- Choose ‘Simply Save’ and click ‘Apply Now’.
- Fill in the required details and submit.
Lounge Access
There are no lounge benefits with this card.
Conclusion
SBI Simply Save Credit Card
The SBI Simply Save Credit Card stands out as a preferred choice for those seeking more of an offline experience. Its counterpart SBI SimplyCilck Credit card is more focused towards online spending. This credit card is ideal to start a journey with SBI credit cards and those who love online shopping and who are unable to get SBI Cashback credit card.
Fees
Features
Benefits
SBI Simply Save Customer Care
For any assistance with any SBI Credit Card, you can reach out to the SBI Credit Card customer care through the following contact options:
- Toll-Free Numbers:
- 1800 180 1290
- 1800 11 2211
- 1800 425 3800
- Standard Call Charges Apply:
- 1860 180 1290
- 39 02 02 02 (Prefix local STD Code)
- Email: