SBI Simply CLICK Credit Card Review: 2nd Best SBI Card

SBI Simply Click Credit Card

If you’re an enthusiastic online shopper, the SBI Simply Click Credit Card is designed just for you. In this post, we’ll delve into the fantastic features, benefits, and the associated fees and charges of the SBI Simply Click Credit Card. By the end, you’ll have a clearer picture of whether this card is your ideal shopping companion.

Overview

FeaturesDetails
Welcome GiftAmazon gift voucher worth Rs. 500 on joining
Reward Points– 10X reward points on online spending with exclusive partners such as Amazon, BookMyShow, Cleartrip, Foodpanda, and UrbanClap.
– 5X reward points on all other online spending.
– 1 reward point per Rs. 100 on all other spending
Reward Point RedemptionRedeemable for a variety of products and services from the SBI Card Rewards Catalogue
Fuel Surcharge Waiver1% fuel surcharge waiver at all petrol pumps in India for transactions between Rs. 500 and Rs. 3,000, up to a maximum of Rs. 100 per month
Amazon Prime MembershipComplimentary Amazon Prime membership for one year on spending Rs. 1 lakh or more in a year
E-vouchersE-vouchers worth Rs. 2,000 each on achieving annual online spending of Rs. 1 lakh and Rs. 2 lakh
EMI FacilityAvailable on purchases of Rs. 2,500 or more at select online merchants and offline stores
Airport Lounge AccessAccess to over 1,000 airport lounges worldwide with a complimentary Priority Pass membership (Chargeable)

Fees and Charges of SBI Simply Click Credit Card

Fees/ChargesAmount
Joining Fee2.5% of the over-limit amount or Rs. 500, whichever is higher
Annual FeeRs. 499 (waived if spending Rs. 1 lakh or more in a year)
Interest Rate3.35% per month or 40.2% per annum
Cash Advance Fee2.5% of the amount withdrawn or Rs. 300, whichever is higher
Late Payment FeeRanges from Rs. 100 to Rs. 950 depending on the outstanding balance
Over Limit Fee2.5% of the over limit amount or Rs. 500, whichever is higher
Cheque Bounce FeeRs. 500 per cheque
Foreign Currency Transaction Fee3.5% of the transaction amount

Rewards

Spending CategoryReward Points
Exclusive Partners (e.g. Amazon, BookMyShow, Cleartrip, Foodpanda, and UrbanClap)10X Reward Points
All Other Online Spending5X Reward Points
All Other Spending1 Reward Point / Rs. 100
1 Reward Point = 25 Paise

Reward Points Redemption

Spend AmountReward Points EarnedRedemption ValueReturn on Spending
Rs. 40,000 on Amazon / other partner websites4,000 pointsRs. 1,000 Amazon Voucher2.5% return
Rs. 40,000 on other websites2,000 pointsRs. 500 Amazon Voucher1.25% return
Rs. 40,000 spent offline400 pointsRs. 100 Amazon Voucher0.25% return
A redemption fee of Rs. 99 will apply

Reward points on SBI Simply Click Credit Card can be redeemed from here.

Lounge

SBI Simply Click Credit card comes with no lounge benefit.

A priority pass can be requested but access with given priority pass incurs a charge of $27 / visit

Summary

SBI Simply Click Credit Card

CC Expert

SBI Simply Click Credit Card
The SBI Simply Click Credit Card is the second most rewarding SBI credit card for online shoppers. The winner is clearly SBI Cashback Credit Card but the data suggests out of 100 SBI credit cards issued, less than 5 are SBI Cashback credit cards. This credit card is ideal to start a journey with SBI credit cards and those who love online shopping and who are unable to get SBI Cashback credit card.
Features
Rewards
Fees
Benefits
2.8

SBI Simply Click Customer Care

For any assistance with any SBI Credit Card, you can reach out to the SBI Credit Card customer care through the following contact options:

  • Toll-Free Numbers:
    • 1800 180 1290
    • 1800 11 2211
    • 1800 425 3800
  • Standard Call Charges Apply:
    • 1860 180 1290
    • 39 02 02 02 (Prefix local STD Code)
  • Email:

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