The IndusInd Pioneer Legacy Credit Card is tailored for high net-worth individuals (HNIs) who hold an IndusInd Pioneer Banking account. Below is a comprehensive review of its features and benefits:
Overview
Type: Premium Credit Card
Reward Rate: 1% – 3%
Eligibility: Pioneer Account (₹30L NRV)
Best For: Weekend Spends
Joining Fees
Fee Type
Amount
Waiver
Joining Fee
₹5,000 / ₹50,000 + GST
–
Renewal Fee
Nil
–
The joining fees is negotiable to make it free.
Rewards
Spend Type
Reward Rate
Reward Points
Weekend Spends
2 RP / 100 INR
2%
Weekday Spends
1 RP / 100 INR
1%
Select Categories*
0.70 RP / 100 INR
0.7%
*Select categories: Utility, Insurance, Government Services, Education, and Rent.
Milestone Benefits
Spend Requirement
Milestone Benefit
Reward Rate
₹6,00,000
6,000 RP
1%
Total 2% or 3% depending on spend timing
Airport Lounge Access on IndusInd Pioneer Legacy Credit Card
Access Type
Access Limit
Domestic (Mastercard)
1/Qtr
International (Priority Pass)
2/Qtr
Other Benefits
Golf: 4 complimentary golf games per month
Insurance: Complimentary air accident cover worth ₹25 lakhs
Movie Offers: Buy 1 Get 1 free on movie tickets through BookMyShow (Upto Rs. 1000)
Welcome Gift: Oberoi hotel e-gift voucher and Luxe Gift card worth ₹5,000 (Paid Variant)
Fees and Charges
Fee Type
Amount
Foreign Transaction Fee
1.8%
Interest Rate
3.83% per month (46% per annum)
Fuel Surcharge Waiver
1% on transactions between ₹400 and ₹4,000
Cash Advance Fee
Nil
MITC for IndusInd Pioneer Legacy Credit Card : Link
