The IDFC First Select Credit Card is available on the Visa Signature platform by IDFC First Bank. Positioned as a semi-premium product, it offers a few of benefits, especially for travellers and shoppers. This card being zero joining and annual fees, making it appealing to a wide audience.
Joining Fees
Fee Type
Amount
Joining Fee
Zero
Annual Fee
Zero
Welcome Gift
Rs. 500 e-voucher (On spending Rs. 5000 within 30 days of card issue)
Rewards
Type of Spend
Reward Points
Reward Rate
Offline transactions
3 points per Rs. 125 spent
0.6%
Online transactions
6 points per Rs. 125 spent
1.2%
Spends exceeding ₹25,000 per statement cycle
10 points per Rs. 125 spent
2.0%
Birthday spends
10 points per Rs. 125 spent
2.0%
Milestone Benefits
Milestone
Benefit
First EMI transaction
Cashback up to Rs. 1,000
Spending threshold
Vouchers worth Rs. 500
The card also offers discounts on dining, movie tickets, and travel bookings through partner platforms.
Airport Lounge Access on IDFC First Select Credit Card
Lounge Access
Allowance
Domestic airport lounges
2 free visits per quarter
Railway lounges
4 free visits per quarter
These perks can make your travel experience more comfortable and enjoyable, offering services like free Wi-Fi, comfortable seating, and complimentary snacks. Monthly spends of Rs. 20000 is needed to access free lounge benefits. Most Important Terms and Conditions: Link
Other Benefits
Benefit
Details
Low-interest rates
Starting at 9% per annum
Complimentary roadside assistance
Worth Rs. 1,399
Forex markup fee
1.99% + GST
Personal accident and travel insurance
Personal accident: Rs. 5,00,000 Travel insurance cover: Rs. 22,500
