Overview
The Axis Bank Priority Debit Card is an exclusive offering crafted for Priority customers, delivering a range of perks from movie discounts to higher transaction limits. It ensures free ATM transactions, personalized card design for free, and more.
To qualify as an Axis Priority customer in 2025, you must meet one of these criteria:
- Maintain an Average Quarterly Balance (AQB) of Rs. 2 lakhs in your Priority Savings Account.
- For linked Priority Savings and Current Accounts, maintain a combined AQB of Rs. 4 lakhs.
- Achieve a Total Relationship Value (TRV) of Rs. 15 lakhs across savings, current accounts, fixed deposits, and mutual fund investments.
Fees and Charges
| Description | Amount (Rs.) + GST |
|---|---|
| Issuance and Annual Fees for Priority Customers | Nil |
| Issuance and Annual Fees for Non-Priority Customers | Rs. 750 |
| Card Replacement Fee | Rs. 200 |
| Cross-Currency Markup (DCC) | 1% |
| ATM Withdrawal (Non-Axis Bank in India) | Nil (Unlimited) |
| International ATM Withdrawal Fee | Rs. 125 per transaction + 3.5% markup |
Rewards
| Reward Category | Points Earned | Details |
|---|---|---|
| Domestic Spends (per Rs. 200) | 1 EDGE Point | On POS/e-commerce transactions |
| International Spends (per Rs. 200) | 3 EDGE Points | Higher rewards for overseas use |
| Welcome Bonus | 1,000 EDGE Points | On activation within 30 days |
| Monthly Cap | 1,500 EDGE Points | Total across all spends |
| Redemption Value | Rs. 0.20 per point | For vouchers or transfers |
Additional perks include up to 25% cashback on movie tickets (online or box office) and 15% off on dining via Dining Delights.
Exclusions: No points on ATM withdrawals, wallet loads, or fuel.
Limits
Axis Bank Priority Debit enjoys a premium spending limit compared to entry level debit cards.
| Daily Withdrawal Limit at ATM | Rs. 1 lakh |
| Daily Purchase Limit | Rs. 4 lakhs |
Airport Lounge Access on Priority Debit Card
Domestic Lounge Access: 2 lounge access per quarter. (Subject to minimum spend of Rs. 5,000 in the previous 3 calendar months)
International lounge access: NIL
If you travel frequently, compare with HDFC Platinum Debit Card for alternative lounge options.