If you’re an enthusiastic online shopper, the SBI Simply Click Credit Card is designed just for you. In this post, we’ll delve into the fantastic features, benefits, and the associated fees and charges of the SBI Simply Click Credit Card. By the end, you’ll have a clearer picture of whether this card is your ideal shopping companion.
Overview
| Features | Details |
|---|---|
| Welcome Gift | Amazon gift voucher worth Rs. 500 on joining |
| Reward Points | – 10X reward points on online spending with exclusive partners such as Amazon, BookMyShow, Cleartrip, Foodpanda, and UrbanClap. – 5X reward points on all other online spending. – 1 reward point per Rs. 100 on all other spending |
| Reward Point Redemption | Redeemable for a variety of products and services from the SBI Card Rewards Catalogue |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at all petrol pumps in India for transactions between Rs. 500 and Rs. 3,000, up to a maximum of Rs. 100 per month |
| Amazon Prime Membership | Complimentary Amazon Prime membership for one year on spending Rs. 1 lakh or more in a year |
| E-vouchers | E-vouchers worth Rs. 2,000 each on achieving annual online spending of Rs. 1 lakh and Rs. 2 lakh |
| EMI Facility | Available on purchases of Rs. 2,500 or more at select online merchants and offline stores |
| Airport Lounge Access | Access to over 1,000 airport lounges worldwide with a complimentary Priority Pass membership (Chargeable) |
Fees and Charges of SBI Simply Click Credit Card
| Fees/Charges | Amount |
|---|---|
| Joining Fee | 2.5% of the over-limit amount or Rs. 500, whichever is higher |
| Annual Fee | Rs. 499 (waived if spending Rs. 1 lakh or more in a year) |
| Interest Rate | 3.35% per month or 40.2% per annum |
| Cash Advance Fee | 2.5% of the amount withdrawn or Rs. 300, whichever is higher |
| Late Payment Fee | Ranges from Rs. 100 to Rs. 950 depending on the outstanding balance |
| Over Limit Fee | 2.5% of the over limit amount or Rs. 500, whichever is higher |
| Cheque Bounce Fee | Rs. 500 per cheque |
| Foreign Currency Transaction Fee | 3.5% of the transaction amount |
Rewards
| Spending Category | Reward Points |
|---|---|
| Exclusive Partners (e.g. Amazon, BookMyShow, Cleartrip, Foodpanda, and UrbanClap) | 10X Reward Points |
| All Other Online Spending | 5X Reward Points |
| All Other Spending | 1 Reward Point / Rs. 100 |
Reward Points Redemption
| Spend Amount | Reward Points Earned | Redemption Value | Return on Spending |
|---|---|---|---|
| Rs. 40,000 on Amazon / other partner websites | 4,000 points | Rs. 1,000 Amazon Voucher | 2.5% return |
| Rs. 40,000 on other websites | 2,000 points | Rs. 500 Amazon Voucher | 1.25% return |
| Rs. 40,000 spent offline | 400 points | Rs. 100 Amazon Voucher | 0.25% return |
Reward points on SBI Simply Click Credit Card can be redeemed from here.
Lounge
SBI Simply Click Credit card comes with no lounge benefit.
A priority pass can be requested but access with given priority pass incurs a charge of $27 / visit
Summary
SBI Simply Click Customer Care
For any assistance with any SBI Credit Card, you can reach out to the SBI Credit Card customer care through the following contact options:
- Toll-Free Numbers:
- 1800 180 1290
- 1800 11 2211
- 1800 425 3800
- Standard Call Charges Apply:
- 1860 180 1290
- 39 02 02 02 (Prefix local STD Code)
- Email: