Axis MyZone Credit Card Review: Life Time Free Offer with Lounge

Axis MyZone Credit Card

Axis MyZone Credit Card may be classified as an entry-level credit card, but it is one of the best life time free credit card due to the food discounts and lounge benefits it offers.

Fees and Welcome Benefits

Joining FeeRs. 500 + GST (Lifetime Free)
Joining BonusComplimentary annual subscription to SonyLiv Premium (worth 999 INR)
Renewal FeeLifetime FREE

The SonyLiv Premium membership is a nice touch, although your preference for its content may vary. Also to note 2nd year onwards complimentory SonyLiv would be renewed on spending Rs. 1.5 lakh per anniversary year.


Dining and Entertainment4 Reward Points for every 200 INR spent (0.4%)
Redemption Rate1 RP = 0.20 INR on Edge Rewards portal
ExclusionsNo rewards on movie, fuel, and EMI payments

While it’s not the most rewarding card in terms of points, it serves its purpose well for those who cherish dining and entertainment experiences.

Dining Delights on Axis MyZone Credit Card

Axis Bank’s Dining Delights program offers a minimum of 15% discount at partner restaurants. There are about 1000 restaurants onboarded on the Dining Delights platform.

Airport Lounge Access

One lounge per quarter with an Axis MyZone Credit card.

Additional Perks

  • Swiggy Offer: Once the star of the show with a 40% discount, it’s now at 24%. Use coupon code AXIS120, and enjoy savings on Swiggy orders with a maximum cap of 120 INR per transaction, twice a month. Coupon code applicable on transactions above Rs. 500 on Swiggy.
  • Ajio Offer: Upto Rs. 1000 off on Rs. 2999 INR spent. Simply use coupon code AJIOAXISMZ. This is not a sitewide offer. Applicable on products given on this link
  • Flipkart Offer: When Flipkart sales go live, enjoy a 10% instant discount with the Axis MyZone Credit Card.
  • Buy One Get One: Valid on movies only, with a maximum cap of up to Rs. 200 off on the second ticket. You can avail of this offer once a month on Paytm movies.
  • EazyDiner Offer: 15% off up to Rs. 500 on a minimum order of Rs. 1500 via the EazyDiner program, twice per month.

Eligibility and Documentation

To be eligible for the Axis Bank MyZone Easy Credit Card:

  • Maintain a fixed deposit of Rs. 20,000 or more with Axis Bank.
  • Be at least 18 years of age.

Documentation required includes identity proof (Aadhar Card, PAN Card, etc.), address proof (Utility Bills, Passport, etc.), and income proof (salary slips/bank statements or ITR).

Applying for the Axis MyZone Credit Card

The application process is straightforward:

  1. Visit the official Axis Bank website.
  2. Navigate to ‘Credit Cards’ and find the ‘Axis Bank MyZone Easy Credit Card.’
  3. Click ‘Apply Now,’ fill in the necessary details, and submit the form.

Ensure you have opened a fixed deposit of Rs. 20,000 or more at any Axis Bank branch before applying online.


Axis MyZone Credit Card

CC Expert

Axis MyZone Credit Card


In conclusion, the Axis Bank MyZone Credit Card, though categorised as an entry-level card, shines as a “Swiggy Credit Card” It’s tailored for those who appreciate the pleasures of dining out and catching movies.
While the reward rate might not be the highest but being Life Time Free (LTF), its dining and movie benefits, along with lounge benefits. For individuals with no credit history, it provides an excellent starting point to build credit.


Leave a Comment

Your email address will not be published. Required fields are marked *